-
Essential:
Essential cookies are essential for you to browse the website and use its features. Cookies that allow web shops to hold your items in your cart while you are shopping online and navigating the website are an example of strictly necessary cookies. Our website does not work without these cookies, so they are stored without your express consent.
-
Preferences cookies:
Preferences cookies can be used to change the user experience of our website. Preferences cookies allow a website to remember choices you have made in the past.
-
Statistics cookies:
Statistics cookies are used to collect information about how you use our website. None of this information can be used to identify you.
-
Marketing cookies:
Marketing cookies track your online activity. The purpose of marketing cookies is to help advertisers deliver more relevant advertising or to limit how many times you see an ad.
OP Overdraft
OP Overdraft is a flexible and secure payment method for larger everyday purchases, and financing is available for up to 7,500 euros.
- OP Overdraft offers a 30-day interest-free payment period for every purchase and the option to pay in installments. The monthly installment of the loan includes an invoicing fee of 5.00 euros, and when paying in installments, the nominal interest rate is OP-prime + 9.50%.*
- The minimum monthly installment is 50 euros. Additional repayments can be made at any time or the entire loan can be paid off in full at once without additional costs.
* An overdraft is a revolving loan with an effective annual interest rate of 14.57% for a loan of 5,000 euros, when the loan interest rate is OP-prime + 9.50% (12.20% 5/23), an establishment fee of 0 € and an invoicing fee of 5 € / month. The estimated total cost of the loan is 8,341.38 €. The calculation is made assuming that the loan has been withdrawn in full, the loan interest rate, fees and charges remain the same throughout the loan period and the loan is repaid in monthly installments of 85 euros, making the loan period 99 months. The credit is granted by OP Corporate Bank Plc, Gebhardinaukio 1, 00510 Helsinki.
OP Invoice
OP Invoice is a flexible, reliable and secure payment method.
- Suitable for financing online purchases worth up to 5,000 euros.
- Suitable for a wide target audience, as it is suitable for customers of all banks.
- Offers a 45-day interest-free payment period and the possibility of installment payments.
- The service is safe and reasonable for the consumer: it does not include hidden costs.
About Paytrail
Paytrail Oyj is the provider of the payment brokerage service and payment service provider. (2122839-7) in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In case of complaints, please contact Peltonen Knives customer service first.
Paytrail Oyj, business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
paytrail.com/kuluttaja/tietoa-maksamiste
